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Financial literacy

Financial Literacy

Financial literacy programmes should avoid the one-size-fits-all approach and must target different segments differently. Programmes focused on just imparting knowledge will never yield the desired results unless backed by a suitable product and its usage support.

Soldiers of finance

Financial literacy has now acquired nuance with the onset of digital financial services (DFS), considered the most powerful tool for financial inclusion. Offering basic financial services through mobile phones, point-of-sale devices, and networks of small-scale agents, DFS have the potential to reach more people, at a lower cost, with greater convenience than traditional brick and mortar banking services