Hapur man kills parents, wife for Rs 50-crore insurance claim, arrested with accomplice

In a chilling case that has sent shockwaves across the region, a man from the Hapur district has been arrested for allegedly killing both his parents and wife in a meticulously planned conspiracy to claim insurance worth nearly Rs 50 crore, police officials confirmed on Monday.

The accused, identified as Vishal Kumar, was arrested, along with his associate Satish Kumar, by the police on Modinagar Road in Hapur.

Advertisement

According to police officials, Vishal had taken out multiple high-value insurance policies in the names of his father, mother, and wife. Blinded by the lure of money, he allegedly orchestrated their deaths in what appeared to be accidents to claim massive insurance payouts.

The investigation into the case began when insurance companies flagged suspicious claims and inconsistencies in the accident reports and medical records. Soon, it was discovered that the deaths of Vishal’s family members were anything but natural.

Initially reported as a road accident, his father, Mukesh’s death raised suspicions when the post-mortem report revealed discrepancies. Despite being a man of modest means, Mukesh had insurance policies worth over Rs 39 crore.

Insurance company officials noted contradictions between the accident timing and hospital admission records. The injuries mentioned did not match those typically seen in such road accidents, leading investigators to suspect foul play.

Vishal’s mother, Prabha Devi, reportedly died in a road accident in 2017. He was riding the bike with her when they allegedly collided with an unknown vehicle. Following her death, Vishal claimed insurance worth approximately Rs 80 lakh. Questions have now resurfaced about the legitimacy of this accident as well.

The accused also received around Rs 30 lakh in insurance after his wife’s death, which is now under fresh scrutiny as part of the investigation.

Sanjay Kumar, a representative from insurance firm Niva Bupa, stated that Vishal was uncooperative during their internal inquiry. He allegedly refused to provide necessary documents and even attempted to bribe officials and witnesses to mislead the investigation. Authorities also found inconsistencies in age records on Aadhar and PAN cards, as well as irregularities in hospital records and vehicle registration related to the incidents.

Hapur’s City Circle Officer (CO City) Varun Mishra confirmed that Vishal and his associate Satish had planned the entire operation in a highly-systematic manner. He added that the police suspect this could be part of a much larger insurance fraud network. “The investigation is ongoing, and we expect more revelations in the coming days,” he said.

Both the accused have been sent to jail, and the police continue to investigate the depth of the conspiracy.