CISF launches new welfare initiatives for its personnel, their families

In a welfare move for its personnel and their families, the Central Industrial Security Force (CISF) has launched a series of initiatives, including low interest rate loans, more scholarships opportunities for their wards, renewed medical support, benefits for retirees and provision of funds for unit level programmes.

The new measures will ensure faster, more transparent delivery of services, and ease financial stress, an official release issued here said.

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Importantly, these benefits will reach the maximum number of personnel without imposing any additional financial burden, as the adjustments have been made through internal fund realignments, it said.

“The interest rates on personal loans, which was earlier up to 6 per cent, has now been halved to 3 percent flat across all categories, while medical treatment loans will carry just 2 per cent interest. The ceiling on loan amount in cases like home loans, marriage, etc has been increased to Rs 05 lakhs from earlier Rs 03 lakhs, while the repayment period has significantly been increased from earlier 03 years to now 05 years,” the document added.

Out-of-Pocket expenses on unpaid medical bills under schemes like Ayushman CAPF and CGHS, to be fully reimbursed through central welfare fund. Earlier it was capped at 10 percent of bill and limited up to maximum of Rs 50,000. Financial aid will now be provided even during Extra Ordinary Leave (EOL) on medical grounds.

The most far-reaching reform has been in the DG scholarship scheme.

It has now been extended to benefit a far larger pool of wards of CISF personnel (studying in 10+2). Earlier only 150 students with more than 90 per cent marks were provided scholarships. Now all CISF wards who score more than 80 per cent marks will be eligible for a scholarship of Rs 20,000 and those above 90 percent marks will get Rs 25,000.

There will be no cap on the number of beneficiaries. Scholarship amount for wards of martyrs from class 1 to PG has also been enhanced from earlier Rs 6,000 – Rs 18,000 to Rs 10,000 – Rs 20,000, it said.

Retiring personnel will now get Rs 1.25 lakh lump-sum as Risk Savings benefits. Earlier they used to get only about 75,000 to Rs 80,000 lump-sum.

Ex gratia funeral expenses have also been increased from Rs 25,000 to Rs 35,000.

For Unit-level expenses, the refreshment rates have been enhanced. On occasions such as Republic Day, Independence Day, and CISF Raising Day, ‘Sainik Sammelans’ and the Farewell of Retiring personnel, refreshments will now be provided at the rate of Rs 50 per head to all personnel present in the unit. Special diet allowance for participants of the CISF Raising Day Parade and Republic Day Parade has been increased from Rs 60 to Rs 100 per day.

From September 1, 2025, CISF will launch a dedicated Online Welfare Portal to provide faster, transparent, and easily accessible welfare services. Force members will be able to directly apply for loans, scholarship and medical reimbursement through this portal.

This portal will replace the existing manual system for processing financial welfare requests.

A custom-built software developed by CISF headquarters will manage the Contributory Welfare Fund, ensuring electronic clearance and direct transfer of payments to the applicant’s account within 15 days of online application.

Priority for loans will be assigned systematically, with medical treatment at the top, followed by marriage, education, housing, and other needs. About 80% of the total Welfare Fund, amounting to over Rs 100 crore, would be set aside for fulfilling the welfare needs of Personnel.