The National Bank for Agriculture and Rural Development (NABARD) held an orientation workshop for district development managers (DDMs) of Delhi, signalling a renewed institutional focus on improving the quality of district-wise credit planning in the National Capital Territory (NCT).
The workshop held on Friday reaffirmed NABARD’s commitment to strengthening Ground Level Credit (GLC) and development initiatives in the National Capital Territory (NCT) of Delhi.
The workshop assumes significance in the backdrop of persistent gaps between projected and actual credit off-take in several districts of Delhi as well as designation of officers of NABARD as District Development Managers of the various districts of Delhi, It was attended by Rohit P. Das, Regional Director, Reserve Bank of India (RBI), Delhi, Rajesh Kumar, General Manager and SLBC Convenor, Delhi; and Kamlesh Kumar, Additional District Magistrate, North-East Delhi.
Participation from the representatives of SLBC, Lead District Managers (LDMs), Lead Development Officers (LDOs), and DDMs, have further enriched the deliberations and facilitated meaningful exchanges on improving district-wise ground level credit flow in Delhi.
Addressing the gathering, Rohit P Das, Regional Director, RBI, commended the creation and positioning of 11 DDM (R) posts by NABARD across all 11 districts of Delhi, aimed at strengthening district-level Potential Linked Plan (PLP) preparation and ensuring better alignment with the State’s Annual Credit Plan (ACP). He advised the DDMs to develop a deep understanding of the economic landscape and sectoral dynamics of their respective districts to arrive at realistic and achievable credit potential estimates.
The RBI also made a presentation on the Lead Bank Scheme, outlining expectations from stakeholders to ensure that PLP and ACP complement each other for balanced and equitable growth in the NCT of Delhi.
Rajesh Kumar, GM and SLBC Convenor, Delhi, shared his perspectives on the implementation of the Annual Credit Plan through a bottom-up approach for the year 2025–26. He highlighted the challenges in achieving realistic ACP targets and discussed the way forward. He encouraged DDMs to adopt collaborative and innovative approaches to accurately reflect district-level realities in assessing the credit potential.
Nabin Kumar Roy, speaking on behalf of NABARD, said the deployment of DDM (R)s across all districts is aimed at strengthening the analytical rigour of PLPs and improving their linkage with the State ACP.