The Enforcement Directorate (ED), Bhopal Zonal Office, on Thursday filed a chargesheet against Sanjay Kumar Irpachi, Anjali Vishwakarma, and Karan Singh Jatav in a money laundering case.
The ED initiated its investigation based on an FIR registered by the Central Bureau of Investigation (CBI), Anti-Corruption Branch (ACB), Bhopal, under various sections of the Indian Penal Code and the Prevention of Corruption Act against Sanjay Kumar Irpachi and others. The CBI subsequently filed a chargesheet against several individuals in the case.
The ED investigation revealed that Sanjay Irpachi, while working as a System Manager, exploited his administrative access to the Finacle and McCamish systems. He obtained the user IDs and passwords of other postal employees under the pretext of providing technical assistance. Using these credentials, he fraudulently credited Rs 42.77 lakh as premiums into 18 Postal Life Insurance (PLI) policies held in the names of himself, his relatives, and the co-accused.
He, along with Anjali Vishwakarma, further availed and repaid loans against seven of these PLI policies through fake software entries. In conspiracy with Karan Singh Jatav and Anjali Vishwakarma, he opened 12 fake term deposit accounts and several savings accounts in their own names and those of their relatives. This was done by falsely showing cheque clearances, despite no actual cheques being received by the post office.
Through these fraudulent accounts, the accused persons dishonestly diverted and misappropriated a total of approximately Rs 75.50 lakh via term deposit accounts and Rs 24.35 lakh through savings accounts. The conspiracy led to a total embezzlement exceeding Rs 1.50 crore, thereby causing a wrongful loss to the post office and amounting to criminal breach of trust, cheating, forgery, and abuse of official position.
Sanjay Kumar Irpachi confessed his guilt before the authorities of the post office and subsequently deposited the entire defrauded amount.