The Delhi Police have arrested a 27-year-old youth from Haryana’s Panipat for defrauding a victim of Rs 100,000, orchestrating a fake credit card scam, officials said on Sunday.
According to the police, the matter came to light on October 10, 2024, when the complainant in this case received a phone call from an individual claiming to represent ICICI Bank. “The caller falsely informed the victim about a newly-issued credit card in his name and instructed him to activate it. Suspicious at first, the complainant later confirmed through the ICICI mobile app that a card had indeed been issued,” said Hareshwar Swami, Deputy Commissioner of Police (outer north).
He then followed the caller’s directions and shared a One Time Password (OTP), after which his phone was compromised and Rs 1 lakh was fraudulently debited from his account, the officer said.
With this information, an FIR was registered under relevant sections of the Bharatiya Nyaya Sanhita at the Cyber Crime police station and the team began to investigate the matter.
During investigation, the trail of the stolen funds led to an account held by Habeef Saif and then to a Bank of India account in the name of Amit, son of Shiv Lal, resident of Panipat. Amit, who had previously been arrested in another cyber fraud case in Dwarka, was apprehended on Friday. During sustained interrogation, he admitted to having committed the crime, the officer said.
The police revealed that Amit and his associates operated by impersonating bank officials, generating fake credit cards, and tricking people into sharing sensitive banking information. “At least three more complaints have been linked to the accused, suggesting a larger fraud network,” the DCP stated.
Further investigation into the case is underway; details are awaited.