Over 7.72 crore Kisan Credit Cards (KCCs) are currently operational across the country, with an outstanding credit amounting to Rs 10.2 lakh crore, data released by the Central Government said.
Under the Kisan Credit Card (KCC) platform, a total of 457 banks have been onboarded, including 37 commercial banks,46 regional rural banks, and 374 cooperative banks. It indicates a diversified delivery architecture to ensure broad geographic coverage and inclusive access to institutional credit for farmers nationwide, it said.
Across these institutions, a total of 1,998.7 lakh kisan credit card applications have been processed, of which 631.5 lakh were through commercial banks, 337.2 lakh through regional rural banks, and 1030.0 lakh through cooperative banks. It reflects the broad institutional participation in the KCC implementation and highlights the central role of cooperative banks in extending agricultural credit, particularly at the grassroots level, the central government data said.
This reflects the extensive reach of the KCC scheme in facilitating access to institutional credit for farmers and underscores its critical role in supporting agricultural and allied activities through affordable, timely financing.
Further, the government data highlighted that in the animal husbandry, the exceptionally high acceptance rate, 55.08 lakh out of 55.9 lakh applications, reflects broad eligibility, effective screening mechanisms, and sustained policy support for the sector. The sanctioning of 39.22 lakh applications further suggests substantial credit flow, translating into actual financial support.
Similarly, in fisheries, 6.83 lakh applications were received, of which 6.77 lakh were accepted. The sanctioning of 4.82 lakh applications indicates meaningful conversion of demand into credit access. Overall, these outcomes underscore the growing integration of allied sectors into formal credit systems.