The Board of Directors of Can Fin Homes Limited (CFHL) in their meeting held on 17/01/2026, have approved the Financials for the quarter ending 31/12/2025.
Financial results
The Net profit for the third quarter for the current fiscal is Rs.265 Crore, compared to Rs. 212 crores for the corresponding previous period, an increase by 25%. Highlights of Operational Performance for the quarter ended 31/12/2025.
Loan Portfolio
The loan portfolio as at December 2025, stood at Rs. 40683 crores as against Rs. 37155 crores as on
December 2024, recording an increase of 10%. Housing Loan constitutes 73 % of the Loan book and NonHousing Loans (including CRE) constitutes 27%.
Lending operations
Loan Disbursements
Loan disbursements for the nine months ended December 31, 2025, stood at Rs.7287 crores compared to Rs. 6112 crores in the corresponding previous period, reflecting a 19% growth Year-on-Year (Y-o-Y).
Provisions for Expected Credit Losses
As per the requirement of Ind AS 109, provision on advances are to be carried in the Books of account on the basis of ECL. Accordingly, CFHL is required to carry provisions of Rs. 400 crores towards expected credit losses.
CFHL is carrying total provision of Rs. 505 crores, including Rs. 59 crores as management overlay and Rs.40
crores under provision for Restructured accounts.
Liquidity Position and Liquidity Coverage Ratio.
CFHL has been maintaining the required liquidity, both on Balance Sheet and also off-Balance Sheet in theform of documented undrawn Bank limits to meet its commitments. The Liquidity Coverage Ratio as of 31/12/2025, stood at 332.60% as against the stipulated Ratio of 100%. The documented undrawn Bank lines stood at Rs. 3947 crores as of 31/12/2025 which, along with internal accruals will take care of business commitments for next 3 months.
Deposits
CFHL’s deposit portfolio stood at Rs. 217 crores. To further strengthen the deposit portfolio, CFHL is offering 7.50% rate of interest for a 36 months’ tenured Cumulative deposits. Senior citizens will earn 0.25 % additional rate of interest. CFHL’s Fixed Deposit programme is rated “AAA” by ICRA with Stable outlook.
CFHL’s Short Term borrowings comprising Commercial Paper (CP) is rated “A1+” by CARE and ICRA and LongTerm Debt and Sub Ordinate Debt Instruments are rated “AAA Stable” by CARE and “ICRA”.
Retail Network
CFHL has its geographical presence across India with 249 Branches/Offices spanning 21 States / Union Territories.