The cooperative banking network has expanded its loan portfolio to over Rs 11.33 lakh crore as of March 31, 2025, according to figures released by the Ministry of Cooperation.
The data has been compiled from the Reserve Bank of India (RBI) and NABARD, highlighting steady growth across Urban Cooperative Banks (UCBs), State Cooperative Banks (StCBs), and District Central Cooperative Banks (DCCBs).
Union Home and Cooperation Minister Amit Shah shared the details in a written reply in the Lok Sabha, noting that the cooperative sector continues to play a vital role in rural credit delivery and grassroots financial inclusion.
Notably, India currently has 1,457 Urban Cooperative Banks, 34 State Cooperative Banks, 351 DCCBs, and one Industrial Cooperative Bank under RBI and NABARD supervision.
Maharashtra leads with 458 UCBs, followed by Karnataka (250) and Gujarat (211).
Outstanding loans for Urban Cooperative Banks (UCBs) rose from Rs 3.05 lakh crore in March 2020 to Rs 3.68 lakh crore in March 2025.
State Cooperative Banks (StCBs) loans increased from Rs 1.99 lakh crore to Rs 3.19 lakh crore in the same period.
While the District Central Cooperative Banks (DCCBs) outstanding loans climbed from Rs 2.79 lakh crore to Rs 4.44 lakh crore.
As per the data, in Telangana, cooperative banks have shown particularly sharp growth. The state’s loan book nearly doubled in five years, from Rs 19,295 crore in March 2020 to Rs 41,247 crore in March 2025.
Telangana’s State Cooperative Bank alone accounts for nearly Rs 16,975 crore, while UCBs and DCCBs stand at Rs 6,805 crore and Rs 17,467 crore, respectively.